Buy Crypto & Bitcoin with a Cash Deposit
Do you prefer bank transfers over credit cards for online transactions? Buy crypto with IBAN by making a cash deposit into Ka.app then converting EUR to crypto. It’s easy, affordable, and convenient.


Who Can Use Cash Deposits to Buy Crypto?
Ka.app supports cash deposits for European Economic Area (EEA) users through SEPA transfers. This payment option is ideal if you:
- Prefer not to use cards or external payment apps
- Want to move funds securely from your bank account
- Are you looking for a low-fee, high-security way to fund crypto purchases

Why Use Ka.app for Buying Crypto with Cash?
Whether you’re buying Bitcoin for the first time or topping up your crypto portfolio, Ka.app makes it effortless to get started with cash:
- Cost-efficient transactions: EUR deposits via IBAN only charge €1 for the SEPA fee
- Simple, transparent process: No hidden fees, no surprises
- Top-grade security: Your funds are protected with Fireblocks technology, two-factor authentication (2FA), strict Know Your Customer (KYC) protocols, and regular software updates
- All-in-one wallet: Store, send, spend, and manage your crypto directly from Ka.app

How to Buy Bitcoin with Cash Deposit
Here’s the step-by-step guide on how to buy crypto with wire transfer in a few easy steps:
- Sign up for a Ka.app account and log in.
- Activate Cash to generate your own IBAN on the platform.
- Go to your external bank account and choose the withdraw/send option.
- Use your IBAN on Ka.app as the recipient of your fund transfer.
- Enter the amount of crypto you’d like to send.
- Confirm the transfer.
- Once you’ve received your EUR in Ka.app, select the Convert option.
- Choose to convert EUR to your preferred crypto (e.g., EUR to BTC).
- Enter your transaction amount.
- Confirm to buy Bitcoin and wait for the cryptocurrency to reflect in your wallet.

How to Sell Crypto Within Seconds
Meanwhile, here’s how you can sell crypto back to EUR on Ka.app:
1. Log in to your Ka.app account.
2: Go to your wallet balance.
3. Select the crypto you want to sell (e.g., BTC).
4. Tap Sell or Convert and select EUR as the currency you’d like to receive.
5. Enter the amount you’d like to sell.
6. Review the transaction details and confirm.
Disclaimer for the Italian market:
"KASTA CCHS Italy S.r.l. is registered as a VASP in the special section of the OAM Register (Providers of services related to the use of virtual currency and digital wallet service providers) with Number PSV103. As repeatedly highlighted by the Bank of Italy, and in line with the guidelines issued by international bodies (FSB, FATF) and at the European level by ESMA, it is clarified that crypto-assets are highly risky and speculative instruments and are not suitable for most consumers as an investment or a means of payment or exchange. Moreover, the possibility of profit is not guaranteed in any way, also due to market volatility. Crypto assets are not currently subject to the rules on transparency of banking products, payment services, and investment services and lack specific protections. Therefore, it is necessary to be aware of the risk of loss, including the total loss of the invested capital, fraud, and errors, and the absence of protective measures available to customers wishing to invest in crypto-assets. Furthermore, some crypto-assets have no intrinsic value, are not backed by any right to reimbursement, and cannot be considered suitable for payment or investment purposes due to their highly risky nature. Finally, it is noted that the Bank of Italy discourages activities related to crypto-assets. Customers are therefore advised to review and read carefully the contractual provisions available on the website https://www.ka.app/ for completeness".
FAQs
Wanna know more? Look no further
When you buy crypto with a cash deposit through Ka.app, the timeline usually depends on the payment method and your bank. For SEPA bank transfers, funds usually arrive in 2 business days.
Yes, buying Bitcoin with cash on Ka.app is designed to be safe and secure. We use advanced security infrastructure like Fireblocks technology, 2FA, and robust encryption to protect your funds and personal information. Additionally, your cash deposit moves directly through your own linked bank account or trusted partners, minimizing risk.
Ka.app doesn’t have a specific limit for crypto transactions, so you can buy as much crypto as you’d like. However, for compliance, unusually large purchases may go through another KYC verification (asking you for some proof of sources of wealth and source of funds).
Yes. To stay compliant with financial regulations and keep the platform secure, Ka.app requires identity verification when signing up on the platform.
EUR deposits incur a €1 for the SEPA fee. Meanwhile, the service fee for converting EUR to crypto or vice versa usually depends on the transaction amount.