Altcoins have rapidly become a popular way for investors and enthusiasts to diversify their crypto portfolios beyond just Bitcoin. Whether you’re after Ethereum, Solana, MATIC, or newer utility tokens, the key is finding a reliable, user-friendly, and fully compliant way to purchase them—especially if you're in the European Union.
At Ka.app, we've simplified the entire process of buying altcoins while staying fully compliant with EU regulations. In this guide, we’ll walk you through how and where to buy altcoins safely, what you need to get started, and how Ka.app gives you direct access to a broad range of digital assets using everyday payment methods like credit cards, bank transfers, or SEPA payments.
What Are Altcoins?
Altcoins (short for “alternative coins”) are all cryptocurrencies other than Bitcoin. They include well-known names like Ethereum (ETH), Solana (SOL), Cardano (ADA), and Avalanche (AVAX), as well as thousands of smaller or emerging coins.
Each altcoin offers something unique—faster transactions, smarter contracts, lower fees, or support for specific blockchain applications. For investors and users in the EU, they represent a growing set of financial tools and digital assets with various use cases and investment potential.
Why Europeans Are Buying Altcoins
European users are increasingly investing in altcoins for several reasons:
- Portfolio diversification: Reducing risk by not relying solely on Bitcoin.
- Access to innovative ecosystems: Altcoins like Ethereum and Solana power smart contracts, NFTs, and DeFi protocols.
- Growth potential: Many altcoins are in their early stages and may offer high long-term returns.
- Real-world utility: Some altcoins offer payment or platform access, making them more than just speculative assets.
But with increasing interest comes the need for safer and more regulated platforms for buying and managing them.
Regulatory Landscape in the EU
The European Union has taken significant steps to regulate the crypto industry to protect consumers, promote transparency, and prevent misuse. Here’s what you need to know:
- MiCAR (Markets in Crypto-Assets Regulation): Coming into effect across the EU, this regulation aims to standardize crypto oversight, enforce KYC/AML compliance, and improve investor protection.
- Mandatory KYC/AML checks: All legitimate platforms, including Ka.app, must verify your identity before allowing crypto purchases or withdrawals.
- Fiat on/off ramps are regulated: This means any platform allowing euro deposits or withdrawals must follow local and EU financial laws.
- Stablecoin oversight: The EU has implemented specific rules for stablecoins, ensuring financial backing and stability.
Ka.app is fully compliant with all EU requirements, so you can buy and sell altcoins safely, with transparency and legal protection.
Where to Buy Altcoins in the EU
If you’re based in the European Union, your options for buying altcoins generally fall into these categories:
1. Crypto Exchanges
Platforms like Binance, Kraken, and Coinbase are well-known exchanges that list a wide variety of altcoins.
2. Brokerage Services
Some apps simplify crypto buying by acting as intermediaries—letting you buy coins instantly with your card or bank account. Ka.app fits into this category while offering additional perks like free crypto transfers between users, built-in wallets, and a crypto debit card for spending.
3. P2P Marketplaces
Peer-to-peer trading platforms let you buy altcoins directly from others. While this might sometimes offer lower fees, it comes with higher risks and little buyer protection—especially for new users.
4. Crypto Payment Platforms like Ka.app
Ka.app offers the convenience of an all-in-one platform to buy, store, send, and spend altcoins—fully licensed and operating in the European Union. It bridges the gap between traditional finance and crypto with features like:
- Credit/debit card and SEPA support
- Personal IBAN account
- Crypto-to-EUR conversion
- Integrated crypto debit card
- No hidden fees, transparent pricing
How to Buy Altcoins on Ka.app (Step-by-Step)
Buying altcoins using Ka.app is fast and beginner-friendly. Here’s how it works:
✅ Step 1: Create Your Ka.app Account
Download the app and complete the KYC verification process. This is required by EU law and ensures secure access to crypto services.
✅ Step 2: Add a Payment Method
Choose from:
- Credit or debit card (Visa/Mastercard)
- SEPA bank transfer
- IBAN deposit (for EUR funding)
✅ Step 3: Browse Available Altcoins
From your dashboard, tap Buy Crypto and browse dozens of supported altcoins. Popular options include:
✅ Step 4: Confirm & Pay
Select the amount you want to purchase, confirm the transaction details, and complete the payment with your selected method.
✅ Step 5: Manage or Spend Your Altcoins
Your altcoins will be available instantly in your Ka.app wallet. From here, you can:
- Send to friends or family for free
- Convert to EUR and withdraw
- Spend using your Ka.app debit card
- Store securely with institutional-grade infrastructure
Why Use Ka.app Instead of a Regular Exchange?
Ka.app is not just another crypto app. It's designed with European users in mind, combining simplicity, legal compliance, and everyday usability. Here's why it stands out:
Feature
Ka.app
Traditional Exchanges
EU Compliance
✅ Fully regulated in EU
✅/❌ Varies by exchange
KYC Verification
✅ Built-in
✅ Required, often slow
IBAN Integration
✅ Personal IBAN included
❌ Not available
Crypto Debit Card
✅ Included
❌ Not always offered
Customer Support
✅ EU-focused support
❌ Often offshore
User Interface
✅ Beginner-friendly
❌ More complex
Free Transfers
✅ Between users
❌ Usually not free
Ka.app isn’t trying to overwhelm you with thousands of tokens. It focuses on the most useful and credible coins, so you can buy altcoins with confidence and use them daily.
Regarding the Italian market, always consider the following disclaimer:
"KASTA CCHS Italy S.r.l. is registered as a VASP in the special section of the OAM Register (Providers of services related to the use of virtual currency and digital wallet service providers) with Number PSV103. As repeatedly highlighted by the Bank of Italy, and in line with the guidelines issued by international bodies (FSB, FATF) and at the European level by ESMA, it is clarified that crypto-assets are highly risky and speculative instruments and are not suitable for most consumers as an investment or a means of payment or exchange. Moreover, the possibility of profit is not guaranteed in any way, also due to market volatility. Crypto assets are not currently subject to the rules on transparency of banking products, payment services, and investment services, and lack specific protections. Therefore, it is necessary to be aware of the risk of loss, including the total loss of the invested capital, fraud, errors, and the absence of protective measures available to customers wishing to invest in crypto-assets. Furthermore, some crypto-assets have no intrinsic value, are not backed by any right to reimbursement, and cannot be considered suitable for payment or investment purposes due to their highly risky nature. Finally, it is noted that the Bank of Italy discourages activities related to crypto-assets. Customers are therefore advised to review and read carefully the contractual provisions available on the website https://www.ka.app/ for completeness!.
FAQs
Can I buy altcoins without verifying my identity?
Not in the EU. Ka.app and all compliant platforms require KYC verification under anti-money laundering (AML) and countering the financing of terrorism (CFT) laws and regulations. This protects users and ensures legal usage of funds.
What payment methods does Ka.app support?
You can use:
- Visa or Mastercard
- SEPA bank transfers
- EUR deposits via personal IBAN
How long does it take to receive the altcoins?
Most purchases on Ka.app are instant with credit cards. SEPA transfers may take 1-2 business days to reflect.
Can I convert altcoins back to EUR?
Yes. With Ka.app, you can sell your altcoins directly in the app and convert them into EUR. You can then withdraw to your IBAN or spend via the Ka.app debit card.
