Usually pegged to traditional currencies, stablecoins have become a go-to solution for anyone looking to make it easier to move, store, and spend digital value. They offer the stability of fiat with the speed and flexibility of blockchain.
Nowadays, people use stablecoins for everything from protecting their funds from market volatility to sending money abroad and using crypto for daily transactions. They're also essential for linking crypto to traditional banking, giving users a seamless way to convert, withdraw, or fund their wallets using familiar methods like credit cards or bank transfers.
In this guide, we’ll walk you through how and where to buy stablecoins using your credit/debit card, or through a bank transfer. We’ll also explore how Ka.app makes the process simple, fast, and secure.
Why Buy Stablecoins?
Unlike Bitcoin (BTC), Ethereum (ETH), and other altcoins, stablecoins are cryptocurrencies designed to maintain a fixed value, usually pegged to fiat currencies like the US Dollar. This makes them useful for:
- Avoiding crypto market volatility
- Sending and receiving money globally
- Storing value digitally
- Trading faster between exchanges
- Earning passive income in DeFi platforms
One of the most used stablecoins nowadays (which is also available in Ka.app) is USD Coin (USDC).
Where Can I Buy Stablecoins?
You can buy stablecoins through a variety of platforms, but one of the easiest and most user-friendly options is using a crypto wallet app like Ka.app.
With Ka.app, you can buy USDC directly using a credit or debit card or by doing a bank transfer then converting euros (EUR) to USDC. The process is fast, secure, and fully integrated, meaning your newly purchased stablecoins are available in your wallet immediately.
How to Buy USDC with Card or Bank Transfer on Ka.app
Here are the step-by-step guides for buying USDC on Ka.app with your credit/debit card or by doing a bank transfer. And if you haven’t already, you can start by downloading Ka.app from the App Store or Google Play Store. You can also sign up through the web app.
Buying with card
- Log in to your Ka.app account.
- Go to the home screen and tap ‘Add funds.’
- Select ‘Buy crypto.’
- Choose ‘USDC.’
- Enter the amount you’d like to buy.
- Select card as your payment method.
- Enter your card details.
- Confirm the transaction.
Buying through a bank transfer
- Log in to your Ka.app account.
- Activate the Cash feature to enable EUR transactions and get your own international bank account number (IBAN) on Ka.app.
- Once activated, copy your IBAN from Ka.app.
- Go to your external bank account and start transferring EUR. Use your IBAN from Ka.app as the recipient.
- Once you’ve received the EUR in your Ka.app wallet, go to the home screen and tap ‘Convert.’
- Select EUR to USDC.
- Enter the transaction amount.
- Confirm the transaction.
- The coins should arrive in your wallet within seconds.
What Makes Ka.app Ideal for Buying Stablecoins?
Ka.app makes it easy for beginners and pros alike to buy USDC with full transparency and fast access. Here’s what makes it stand out:
- Buy with card in minutes or convert EUR to USDC within seconds
- Top-tier security with Fireblocks, 2FA, regular software updates, and more
- Low service fees
- EU-compliant and user-friendly
How Long Does it Take to Buy Crypto on Ka.app?
Buying crypto on Ka.app with your card only takes a few minutes. Transferring EUR from an external bank account into Ka.app usually takes 1-2 banking days, depending on which bank you use. Meanwhile, converting EUR to USDC usually takes just seconds.
The Bottom Line
Stablecoins have become an essential part of the modern crypto experience, offering a reliable way to hold and move value without the volatility of traditional cryptocurrencies. Whether you're using them for payments, trading, savings, or as a bridge between crypto and traditional finance, stablecoins like USDC make digital money more practical and accessible. Their stability, speed, and global reach are why they're becoming the preferred choice for both beginners and experienced crypto users.
Thankfully, with Ka.app, buying, storing, and using USDC is easier than ever. You can purchase USDC and other supported cryptocurrencies with just a few taps using your credit/debit card, or by doing a bank transfer.
FAQs
What are stablecoins and how do they work?
Stablecoins are cryptocurrencies pegged to traditional fiat currencies like the US Dollar. They maintain a 1:1 value ratio through collateral, algorithms, or central reserves. This allows users to hold, send, and use crypto without worrying about extreme volatility.
Where can I buy stablecoins instantly?
You can buy stablecoins instantly through apps like Ka.app, which supports card payments for fast, secure purchases.
Can I buy stablecoins without KYC?
Most regulated platforms require KYC (Know Your Customer) verification to buy stablecoins. While some DeFi platforms don’t require KYC, they may not support fiat on-ramps like credit cards or bank transfers.
Which stablecoin should I buy?
USDC is widely considered the most transparent and secure option, especially for users in Europe. It’s backed by audited reserves and is supported by most platforms, including Ka.app.
What is the cheapest way to buy stablecoins?
Bank transfers typically have the lowest fees, especially within the SEPA zone in Europe. Buying with a card costs as low as 1.870% of the transaction amount, while EUR deposits via IBAN have a €1 SEPA fee.
